‘Buy the haystack’: how tracker funds beat searching for shares

Designed to mirror the stock market, they are an easy and cheap way to save. Here’s how to start investing in them

Tracker funds have been around for about half a century, providing investors with access to a range of assets without them having to make difficult and risky decisions.

Built to follow the fortunes of a given financial market index, trackers do not need management teams, which means they generally come with low charges. If you have a workplace pension, you probably already invested in one without realising it. If you want to start investing, you are likely to be directed towards a tracker fund.